Advantage Blue
Aetna and Blue Cross Dropping some Medicare Advantage Subscribers
Author: Charles J Bailey
All is not lost when your Medicare Advantage plan terminates your coverage.
Recently, thousands in the Philadelphia area (and other areas) have been notified that their Medicare Advantage plan will terminate as of 12-31-09. While this may be particularly harsh to those on some low premium plans, subscribers in PPO's are finding they may actually be better off.
Depending on you age, and where you live, Medicare Advantage PPO subscribers are finding that a Medicare Supplement plan, also called "Medigap" may be comparable in price, have no co-pays, no doctor networks, and better out of network coverage than they had on their PPO. Many are actually saving money when combined with the proper Medicare prescription drug plan.
While it's not true in every case most people we've talk to have been satisfied if not thrilled at the outcome. We highly recommend calling the Senior Advisors Group for help and more details. They operate in 9 states with more state getting added to accommodate terminated Medicare Advantage subscribers around the country. And, since they offer all the top Medicare supplement providers they almost always have the lowest cost Medicare Supplement plan available (within a few dollars) in every state. They have also indicated that a new - major - Medicare Supplement provider has filled to offer Medicare Supplemental Insurance plans in 32 states. The new provider should be available within a few weeks and I'm told it will be a well recognized brand providing enrollees with Medigap insurance at - or near - the low end of Medicare supplement premiums offered in each area. So, with all the stress over terminated Medicare advantage plans, there may be a silver lining, and change in your pocket.
Frequently Asked Questions
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QUESTION:
I already have a Blue Advantage health care plan from Blue Cross Blue Shield of NC, how can I open a HSA?
My wife and I are interested in opening a health savings account in conjunction with our Blue advantage high deductible plan. I was told at signup that this was included, but cannot find information anywhere. Does anyone know how I can sign up for a HSA?-
ANSWER:
You have to sign up separately for the actual HSA. It's offered by most banks and investment companies.I opened my HSA about 4-years ago. At that time, my broker found a low-cost HSA through American Chartered Bank in IL. When I set it up there was only a fee.
http://www.americanchartered.com/You don't have to be anywhere near the bank. I'm in Calif and do all my transactions via snail male.
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QUESTION:
What is the health insurance BLUE ADVANTAGE also known as?
Blue card, blue select, blue elect? There are so many...is Blue Advantage a division of anything else? Thanks-
ANSWER:
Blue Advantage is a traditional PPO plan offered by Blue Cross/Blue Shield.
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QUESTION:
Are eye color and skin color controlled by separate genes? Is there any evolutionary advantage for blue eyes?
Generally we see dark eyes in people with dark skin. But I have seen some notable exceptions. I have also seen pale skin and very dark eyes. Evolutionarily, I know why light skin is an advantage in some climates, but how about light eyes?
pale skin helps in creating vitamin D in climates where there isn't a lot of sunshine.-
ANSWER:
The first thing that you must know is that most traits are controlled by multiple genes, like skin colour, and probably, eye colour too. Secondly, any two genes, or groups of genes, in this case, may be linked; that is, they are found on the same chromosome, and sometimes, the physical distance is so small that thay can, in fact, be considered as a single entity. Another thing is that there may be interactions between genes, for example, epistasis, thus one would affect expression of the other, though i don't think that genes for eye colour and skin colour are epistatic.But, like you said, dark skin offers protection in certain climates, so do eyes. In climates with plenty of sunlight, more melanin would be required in the iris to protect the retina from damage by excessive light, therefore, in this case, dark eyes would be at an evolutionary advantage.
On the other hand in places with very little sunlight, pale eyes would be at an advantage.
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QUESTION:
Does the insurance blue advantage cover the mirena procedure?
I'm suppose to get the mirena procedure Monday and i've tried calling my insurance and my dr and I can't figure it out. Help please?-
ANSWER:
You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net
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QUESTION:
what is the advantage of blue ray and what is it in a laptop?
I am getting a laptop what would a good one be for just normal home everyday use
and surfing-
ANSWER:
The benefit of using a blue-violet laser (405nm) is that it has a shorter wavelength than a red laser (650nm), which makes it possible to focus the laser spot with even greater precision. This allows data to be packed more tightly and stored in less space, so it's possible to fit more data on the disc even though it's the same size as a CD/DVD. This together with the change of numerical aperture to 0.85 is what enables Blu-ray Discs to hold 25GB/50GB.
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